fha eem – (energy efficient mortgage)

  amazing opportunity – ($$$ over fha loan limit)
  up to 96.5% LTV
  no appraisal needed to support for energy $$$ (cost effective/over code)
  no qualifying for energy $$$
  energy rating required (HERS / Home Energy Score / BPI)
  dollars available (lesser of the following)
            5% of sales price/value
            5% of 115% of HUD County Median Sales Price
            5% of 150% of Fannie Mae Conforming Limit