For our little ones, a home is much more than four walls, a roof and some windows. It's a place to play, a place to be loved, a place to be safe and a place to grow. It's also a place learn how to walk, a place to learn how to talk and a place to learn how to share. A home is place that is full of precious moments and a place to build amazing memories ... her home matters.
his home matters
For our furry friends, our pet fish, our birds, our reptiles, our bunnies, our horses, our cows and yes even our pot bellied pigs; a home is much more than a backyard, a cage, an aquarium or a corral. It's a place to play, it's a place to explore, it's a place run, it's a place to dig and a place to climb. For all of our beloved animal companions, a home is a shelter, a home is a warn place to sleep and a place to be loved ... his home matters.
your home matters
For You and Your family, a home is more than three bedrooms, two and a half baths, a two car garage and a sunny kitchen. It's a place to set down roots, it's a place to build your family, it's a place to raise your children and it's a place to continue your heritage. It's also a place to make life long friends, a place to share amazing meals, a place to celebrate life's successes and a place to morn life's trials & tribulations. A home, often the single largest purchase of a lifetime, can be a foundation for your financial future and a place that you can call your own ... your home matters.
green homes matter
For all of us, owning a home is part of achieving the "American Dream", it’s part of getting your piece of the pie and it’s part of having skin in the game.
And today, the opportunity to own a home is getting better every day. Due to advancements in building technology ... homes can now be built (or renovated) to consume much less energy, homes can be built (or renovated) to have much cleaner indoor air quality, homes can be built (or renovated) to have much less impact on the environment and homes can be built to cost much, much less to own, literally presenting you with an opportunity to save yourself tens of thousands of dollars.
We've reached the point of a paradigm shift ... green homes matter.
And today, the opportunity to own a home is getting better every day. Due to advancements in building technology ... homes can now be built (or renovated) to consume much less energy, homes can be built (or renovated) to have much cleaner indoor air quality, homes can be built (or renovated) to have much less impact on the environment and homes can be built to cost much, much less to own, literally presenting you with an opportunity to save yourself tens of thousands of dollars.
We've reached the point of a paradigm shift ... green homes matter.
The purpose of this website is to chronicle our journey as we disrupt the home buying, the home owning, the mortgage lending and the personal financial planning process.
American homeowners have an opportunity "live better" and we are committed to leading the way.
Our goal is to help 1,000,000 families enjoy living in a high performance home ... we own this!
American homeowners have an opportunity "live better" and we are committed to leading the way.
Our goal is to help 1,000,000 families enjoy living in a high performance home ... we own this!
because the people who are crazy enough to think they can CHANGE to WORLD,
are the ones who do ...
Steve Jobs ...1997
TCO-flex - A New Construction / Home Builder / Home Buyer focused set of solutions
We all know the impact that the combination of increasing mortgage interest rates (approx 3% in the last 12 months) along with continued upward pressure on home prices, has pushed the affordability of a median priced home out of the reach of many American households. As a matter of fact, based on calculations derived using the NAHB's "Priced Out" tool as a guide ... in the last 12 months, approx 14 -15 million households have seen the dream of home-ownership slip out of their hands due to the lack of affordability.
Many Home Builders have responded by cutting back on standard features and have started building smaller, less expensive homes in an effort to reach these "priced-out" buyers. Many are offering below market interest rates (buydowns) to attract or keep buyers. These incentives are common today ... the problem is that they have become common (not innovative).
The challenge is that most buyers don't want to settle for LESS (most want MORE), and while the interest rate buydowns are helpful ... in most cases, limiting the incentives offered to a reduction in interest rates still falls short of delivering a compelling holistic value proposition. There is one bit of great news ... builders of high-performance homes have an amazing advantage.
TCO-flex, an exclusive offering by TCO Consulting, offers what we believe is a better solution. By combining the power of the industry exclusive TCO financial optimization program, combined with other enhanced value proposition solutions, TCO-flex offers the builder the opportunity to blend building a high-performance home and with a plan to reach the largest number of home buyers in a specific market segment.
We believe that you will see that it is truly amazing ... shoot us a message, we would love to share it with you.
Check out a sample of the TCO-flex modeling tool here ... (explore TCO-flex)
Many Home Builders have responded by cutting back on standard features and have started building smaller, less expensive homes in an effort to reach these "priced-out" buyers. Many are offering below market interest rates (buydowns) to attract or keep buyers. These incentives are common today ... the problem is that they have become common (not innovative).
The challenge is that most buyers don't want to settle for LESS (most want MORE), and while the interest rate buydowns are helpful ... in most cases, limiting the incentives offered to a reduction in interest rates still falls short of delivering a compelling holistic value proposition. There is one bit of great news ... builders of high-performance homes have an amazing advantage.
TCO-flex, an exclusive offering by TCO Consulting, offers what we believe is a better solution. By combining the power of the industry exclusive TCO financial optimization program, combined with other enhanced value proposition solutions, TCO-flex offers the builder the opportunity to blend building a high-performance home and with a plan to reach the largest number of home buyers in a specific market segment.
We believe that you will see that it is truly amazing ... shoot us a message, we would love to share it with you.
Check out a sample of the TCO-flex modeling tool here ... (explore TCO-flex)
